Modern Tightwad - Person who prefers to live within one's means, not to be confused with an uptightwad
Modern Tightwad (homo frugalis) A modern tightwad is a person who lives in a manner so that their income is greater than their expenses on a regular basis. Their tools may range from creativity, tips and tricks, to more extreme tactics such as freeganism. Regardless, a modern tightwad acts with good manners and ethics whenever possible; a good night's sleep is priceless.
A modern tightwad should never be confused with our oh so distant cousin, the uptightwad (homo scroogus). Previous descendants include Ebenezer Scrooge (species namesake) and are differentiated by their lack of charity, need to hoard money and possessions that are of no use to them, and desire to pinch pennies at the cost of others.
Welcome to moderntightwad.com. I'm Mrs. Modern Tightwad and I'll be your guide. Please keep your arms and hands inside the vehicle at all times. :)
This blog is a hybrid of personal finance and frugality, with tips, tricks, and hopefully some humor. Bad puns will be present, my apologies. I'm a tightwad by birth; I would tell you how many generations, but I don't think I can count back that far. I'm also a tightwad by necessity at this time; Mr. Modern Tightwad (Hubbin) and I have student loans, an auto loan, and some random personal debt we don't want to have anymore. Ironically, this is an excellent place to be for this blog, so that I can share which tightwad tips have had the most savings benefit.
I don't want this to be a blog about getting out of debt, it's more about a happier way of life, enjoying a meal with my friends and family that doesn't cost my firstborn (four-legged though he may be). It's about being able to create a lifestyle that's sustainable, so that I don't have to count on the "historical 12% average of the stock market" to retire. I like being frugal; it brings out the mini-MacGuyver in me, and forces me to be creative in my approach and examination of things around me. I hope this can be supportive for the closeted tightwads out there.
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About Us
Mission Statement
Modern Tightwad is about graciously building wealth through thrift, while putting the stereotypical notion of a "tightwad" on its tush. We're not cheap, stodgy, or unkind. We just believe in saving our pennies. You'll find frugal living tips, personal finance information, and occasionally rampant sarcasm.
The tips in this blog are geared to people who are trying to survive and find ways to live happily on lower incomes. We don't believe that the amount of money you make has anything to do with the joy you take in life, how charitable you can be, and the freedom you can have.
About Us
Editor - a.b. (Mrs. Modern Tightwad)
Birthdate - 1981
Topics of Interest - Frugality, Debt Reduction & Personal Finance, Green Living, Small Space Living
Who am I? - I am what happens when a highly literate Marin County, CA bar owner marries the daughter of a socialite. After they have a daughter, the debutante turns into a hippie, and the child learns to roll her eyes very early on. While each of my familial generations had very little in common from the socio-economic perspective, they all were frugal, tried to be careful with their finances, but were generous wherever possible: modern tightwads.
I didn't learn from the lessons around me, and through college managed to scrounge up some moderate debt. However, I was also fortunate enough to take a few writing classes and edit the newspaper for three blissful years. When I am able to put two thoughts together, I can pen them beautifully. I received my A.S. in Mathematics & Physical Science, but am currently on leave from completing my B.A. in Marketing Management. The best lesson I learned in college is if you're going to spend money on a lifetime possession (like your education), make sure it's something you love.
Like many others, I'm a mass of contradictions. I think like a business owner, care about the earth like a hippie, brawl like a barman, but take a nice cup of tea with my grandmother. For now I'm most content being at home with my husband and dog, writing about ways to make the life you love, the life you can afford.
Writers -
MT hosts guests writers on occasion and posts their biography in the posting. If you are interested in submitting a guest post, please e-mail it to moderntightwad@gmail.com.
Modern Tightwad is about graciously building wealth through thrift, while putting the stereotypical notion of a "tightwad" on its tush. We're not cheap, stodgy, or unkind. We just believe in saving our pennies. You'll find frugal living tips, personal finance information, and occasionally rampant sarcasm.
The tips in this blog are geared to people who are trying to survive and find ways to live happily on lower incomes. We don't believe that the amount of money you make has anything to do with the joy you take in life, how charitable you can be, and the freedom you can have.
About Us
Editor - a.b. (Mrs. Modern Tightwad)
Birthdate - 1981
Topics of Interest - Frugality, Debt Reduction & Personal Finance, Green Living, Small Space Living
Who am I? - I am what happens when a highly literate Marin County, CA bar owner marries the daughter of a socialite. After they have a daughter, the debutante turns into a hippie, and the child learns to roll her eyes very early on. While each of my familial generations had very little in common from the socio-economic perspective, they all were frugal, tried to be careful with their finances, but were generous wherever possible: modern tightwads.
I didn't learn from the lessons around me, and through college managed to scrounge up some moderate debt. However, I was also fortunate enough to take a few writing classes and edit the newspaper for three blissful years. When I am able to put two thoughts together, I can pen them beautifully. I received my A.S. in Mathematics & Physical Science, but am currently on leave from completing my B.A. in Marketing Management. The best lesson I learned in college is if you're going to spend money on a lifetime possession (like your education), make sure it's something you love.
Like many others, I'm a mass of contradictions. I think like a business owner, care about the earth like a hippie, brawl like a barman, but take a nice cup of tea with my grandmother. For now I'm most content being at home with my husband and dog, writing about ways to make the life you love, the life you can afford.
Writers -
MT hosts guests writers on occasion and posts their biography in the posting. If you are interested in submitting a guest post, please e-mail it to moderntightwad@gmail.com.
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